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    Reasons To Sell Your House Before the New Year

    Reasons To Sell Your House Before the New YearAs the year winds down, you may have decided it’s time to make a move and put your house on the market. But should you sell now or wait until January? While it may be tempting to hold off until after the holidays, here are three reasons to make your move before the new year.

    Get One Step Ahead of Other Sellers

    Typically, in the residential real estate market, homeowners are less likely to list their houses toward the end of the year. That’s because people get busy around the holidays and sometimes deprioritize selling their house until the start of the new year when their schedules and social calendars calm down. But that gives you an opportunity to get one step ahead.

    Selling now, while other homeowners may hold off until after the holidays, can help you get a leg up on your competition. Start the process with a real estate agent today so you can get your house on the market before your neighbors do.

    Get Your House in Front of Eager Buyers

    Even though the supply of homes for sale did grow compared to last year, it’s still low. That means there aren’t enough homes on the market today. While some buyers may also delay their plans to move until January, others will still need to move for personal reasons or because something in their life has changed.

    Those buyers are still going to be active later this year and will be seriously motivated to make their move happen because they need to. Unfortunately, the challenge they’ll face is a shortage of available inventory to meet their needs. A recent article from Investopedia says:

    “. . . if your house is up for sale in the winter and someone is looking at it, chances are that person is serious and ready to buy. Anyone shopping for a new home between Thanksgiving and New Year’s is likely going to be a serious buyer. Putting your home on the market at this time of year and attracting a serious buyer can often result in a quicker sale.”

    Use Your Equity To Fuel Your Move

    Keep in mind that homeowners today have record amounts of equity. According to CoreLogic, the average amount of equity per mortgage holder has climbed to almost $290,000. That means the equity you have in your house right now could cover some, if not all, of a down payment on the home of your dreams.

    And as you weigh the reasons to sell before year-end, it’s important to remember the reasons that sparked your desire to move in the first place. Maybe it’s time for a new home in a location that suits you better, one that offers the perfect space for you and your loved ones, or maybe your needs have evolved over time. A local real estate agent can help you determine how much home equity you have and how you can use it to achieve your goal of making a move.

    Listing your home before the new year can offer unique benefits. Less competition, motivated buyers, and your equity gains can all play to your advantage. Reach out, and let’s achieve your goals before winter sets in.

    Give us a call today for a free no-obligation market analysis and planning for the successful sale of your home! Sheila Davis 770-235-6907 or contact us here Contact Us Form

    Posted in: Featured Posts, Our Blog, Selling your home Tagged: For Sellers, Holidays, Listing your home, selling myths, selling your home

    Expert Home Price Forecasts Revised Up for 2023

    Toward the end of last year, there were a number of headlines saying home prices were going to fall substantially in 2023. That led to a lot of fear and questions about whether there was going to be a repeat of the housing crash that happened back in 2008. But the headlines got it wrong.

    While there was a slight home price correction after the sky-high price appreciation during the ‘unicorn’ years, nationally, home prices didn’t come crashing down. If anything, prices were a lot more resilient than many people expected.

    Let’s take a look at some of the expert forecasts from late last year stacked against their most recent forecasts to show that even the experts recognize they were overly pessimistic.

    Expert Home Price Forecasts: Then and Now

    This visual shows the 2023 home price forecasts from seven organizations. It provides the original 2023 forecasts (released in late 2022) for what would happen to home prices by the end of this year and their most recently revised 2023 forecasts (see chart below):

    As the red in the middle column shows, in all instances, their original forecast called for home prices to fall. But, if you look at the right column, you’ll see all experts have updated their projections for the year-end to show they expect prices to either be flat or have positive growth. That’s a significant change from the original negative numbers.

    There are a number of reasons why home prices are so resilient to falling. As Odeta Kushi, Deputy Chief Economist at First American, says:

    “One thing is for sure, having long-term, fixed-rate debt in the U.S. protects homeowners from payment shock, acts as an inflation hedge – your primary household expense doesn’t change when inflation rises – and is a reason why home prices in the U.S. are downside sticky.”

    A Look Forward To Get Ahead of the Next Headlines

    For home prices, you’re going to continue to see misleading media coverage in the months ahead. That’s because there’s seasonality to home price appreciation and they’re going to misunderstand that. Here’s what you need to know to get ahead of the next round of negative headlines.

    As activity in the housing market slows at the end of this year (as it typically does each year), home price growth will slow too. But, this doesn’t mean prices are falling – it’s just that they’re not increasing as quickly as they were when the market was in the peak homebuying season.

    Basically, deceleration of appreciation is not the same thing as home prices depreciating.

    Bottom Line

    The headlines have an impact, even if they’re not true. While the media said home prices would fall significantly in their coverage at the end of last year, that didn’t happen. Let’s connect so you have a trusted resource to help you separate fact from fiction with reliable data. Give us a call today: The Sheila Davis Group 770-235-6907

    Posted in: Featured Posts, Our Blog, Selling your home Tagged: home selling, sell my home, selling your home

    Why You May Still Want To Sell Your House After All

    Even though you may feel reluctant to sell your house because you don’t want to take on a mortgage rate that’s higher than the one you have now, there’s more to consider. While the financial side of things does matter, your personal needs may actually matter just as much. As an article from Bankrate says:

    “Deciding whether it’s the right time to sell your home is a very personal decision. There are numerous important questions to consider, both financial and lifestyle-based, before putting your home on the market.”

    So, ask yourself this: why did I want to move in the first place?

    Chances are your primary motivation wasn’t just financial in nature. Why you’re really thinking about selling likely has more to do with something changing in your life or a shift in what you need out of your house.

    Reasons Homeowners Still Need To Sell Today

    Let’s explore some of the most common reasons sellers are moving today. A recent article from Builder Online helps shed light on this. In this research, they identified the following categories:

    • Marriage – If you just got married, you may find you either need more space than you currently have, or the two of you want to find a new place you picked out together.
    • Divorce – If you’re getting separated or are divorcing your partner, chances are it’ll be difficult to live under the same roof. Selling the place you have, so you can own get your own spot, may be necessary.
    • Births – If your household is growing, you may need more square footage, including more bedrooms. If you’re running out of room for everyone, you may not be able to wait to move.
    • Deaths – If you’ve recently lost a loved one, it can be hard to spend time in that home. You may need to move for financial reasons or because you no longer need all the space.
    • Retirement – If you’re in the process of retiring, or you just did, you may be looking to downsize to cut costs, relocate to be closer to loved ones, or move to a dream location. In this new phase of life, your current home may not be able to deliver what you need. 

    You may find you share one of these top motivators. If any of these resonate with you, it may be time to move so you can find a house better suited to your changing needs. A survey from Realtor.com finds other sellers are in the same boat. It says, 1 in 4 sellers are choosing to move for personal reasons, even with current mortgage rates:

    “. . . more than half of seller-buyers (56%) who are planning to sell in the next 12 months said they are waiting for rates to come down, while 25% need to sell soon for personal reasons.”

    If you need to sell now because something in your own life has changed, don’t let rates hold you back from what you want. You have options to help make that move possible. You can use the equity you already have in your current home toward your next purchase. And with how much equity homeowners have right now, you may be able to finance less than you’d expect, or pay all cash to avoid borrowing at all.

    Bottom Line: When you’re ready to prioritize your changing needs, let’s connect. You need an expert on your side to help you list your house and find a home that delivers on everything you’re looking for. Give us a call today at The Sheila Davis Group 770-235-6907 https://www.sheiladavisco.com/

    Sheila Davis Group #1 Lake Lanier Sales Realtor

     

    Posted in: Featured Posts, Just Sold Sheila Davis Group, Our Blog, Selling your home Tagged: 2023, 2024, selling your home, Sheila Davis Group

    Four Ways You Can Use Your Home Equity

    If you’re a homeowner, odds are your equity has grown significantly over the last few years. Equity builds over time as home values grow and as you pay down your home loan. And, since home prices skyrocketed during the ‘unicorn’ years, you’ve likely gained more than you think.

    According to the latest Equity Insights Report from CoreLogic, the average homeowner has more than $274,000 in equity right now. That much equity can help you achieve certain goals. In a recent article, Bankrate elaborates:

    “While the pandemic created serious challenges, the silver lining for anyone who owned a home was the sizable equity gain. Understanding how home equity works, and how to leverage it, is important for any homeowner.”

    Here are a few examples of how you can put your home equity to work for you.

    1. Buy a Home That Fits Your Needs

    If your current space no longer meets your needs, it might be time to think about moving to a bigger home. And if you’ve got too much space, downsizing to a smaller home could be just right. Either way, you can put your equity toward a down payment on a home that fits your changing lifestyle. A real estate agent can help you figure out how much equity you’ve got and how to use it when buying your next home.

    1. Reinvest in Your Current Home

    Renovations are a great option if you want to change your living space, but you aren’t yet ready to make a move. Home improvement projects give you the freedom to tailor your home to match your needs and personal style. But it’s important to consider the long-term benefits certain upgrades can bring to your home’s value. Lean on a real estate professional for the best advice on which improvement projects to prioritize in order to get the greatest return on your investment when you sell later on.

    1. Pursue Personal Ambitions

    Home equity can also serve as a catalyst for realizing your life-long dreams. That could mean investing in a new business venture, retirement, or funding an education. While you shouldn’t use your equity for unnecessary spending, using it responsibly for something meaningful and impactful can really make a difference in your life.

    1. Understand Your Options to Avoid Foreclosure

    Today the number of foreclosure filings remains below the norm, so there’s no need to fear a wave of foreclosed homes flooding the market. But unfortunately, there are still some homeowners who experience the foreclosure process each year. If you’re facing financial difficulties, having a clear understanding of your options and how your equity can help is crucial. Equity can act as a financial cushion that can be used in times of unexpected challenges or unforeseen circumstances that may disrupt your ability to make mortgage payments on time.

    In an article, Freddie Mac explains it this way:

    “If exiting your home is the best option for you, selling with equity may be a good option. When selling with equity, you are using the proceeds from selling your home at a higher price than the amount you owe on your mortgage to pay off your remaining mortgage debt.”

    Bottom Line

    Your equity can be a game changer in reinvesting in your needs, pursuing your goals, and even helping you avoid foreclosure during difficult times. If you’re unsure how much equity you have in your home, let’s connect so you can start planning your next move. Sheila Davis 770-235-6907 Give us a call today – We would love to help you!

    Posted in: Buying a Lake home, Featured Posts, Our Blog, Selling your home Tagged: 2023, home equity, home prices, Lake Lanier homes, selling your home

    New year, new listing: 10 ways to update your home to sell that won’t break the bank

    Here is a great article about Home updates that you can make to prepare your home to list to sell that shouldn’t break the bank! You are welcome to call us to discuss whether an upgrade option would benefit your sale or not and get a free no-obligation market analysis of your home. Give us a call today! 770-235-6907 Sheila Davis Group LakeLaniersFinest.com


    SOURCE INMAN CONNECT  BY ANTOINETTE FARGO 01/19/2023

    Whether it’s a brand-new listing or last year’s listing that’s still languishing on the market, these updates will make it look like new.

    This time last year, the market was so lively that many listing agents had only to pop a few photos on the MLS and multiple potential buyers would beat a path to the front door. What a difference a year makes. Now, many markets have cooled down and buyers are more discerning about what they’ll accept.

    Whether you are working with a seller to get ready for this spring’s market, you have an expired listing you want to reintroduce to the market, or you’re seeing a current listing languish a little longer than it should without any offers, a cost-effective refresh may be just the solution.

    Remember, buyers today are paying more due to higher interest rates, so they’re less likely to feel like taking on an outdated property. When presented with a freshened-up space that’s move-in ready, they’ll be more apt to sit up and take notice.

    The updates on this list range from the practically free to those that can be accomplished for a few hundred dollars. Check for these items when you’re walking through during your next listing consultation and use them to formulate a spruce-up plan prior to launch.

    1. Spruce up the yard and driveway

    Pressure wash walkways, maybe add a skim coat to the driveway, pull weeds from between pavers and plant a few colorful plants. This curb appeal upgrade will say welcome faster than you can at open houses or private showings.

    2. Clean the windows

    Nothing says “Come in” like a clear view into a beautiful door or front entryway window. It shows you care for the home from the moment someone walks up. In addition, it enhances the views from inside the house so they show at their best.

    3. Add a fresh coat of paint

    Whether it’s a touch-up on the garage and front door, a new coat on the trim or a neutral color on the interior, make sure things look fresh and clean. This is also the time to check for wood rot on trim work and replace as needed.

    4. Paint that dingy old wood

    Yes, paint it! The mantle, the banister, the stair risers or that old wood trim around windows and doors. If it is a wood color that cannot be re-stained reasonably, then paint it. It will look fresh and move-in ready for the new buyer, not to mention give the home a complete update.

    5. Update door hardware

    Change the door hardware on cabinets, entry doors or interior doors. Update with a matte black, gold or brushed nickel and change the feel of the home with a few turns of a screwdriver and as little as a few dollars each.

    6. Update faucets

    Change out those old kitchen faucets with a gorgeous new faucet from your local hardware store. Some cost as little as $20 and will immediately update any kitchen or bathroom. Re-do them all for a minimal investment and get a huge bang for your buck. Choose matte black, champagne or timeless chrome for a bit of shine.

    7. Add a backsplash

    Put in a backsplash already! I know, you’ve been meaning to for years. Well, now is the time. For a few dollars per square foot, white subway tile will go a long way to give the buyer an up-to-date feel. Choose a mesh-mounted Carrera mosaic which comes pre-cut and is an easy DIY fix that may take a few hours but will impress everyone who walks through.

    8. Replace countertops

    Hold on, it doesn’t have to be expensive. A nice butcher block is cost-effective and will completely change a kitchen from old and needing a remodel to “I can live with this” or “I love that” from a buyer. Even a new marble-like laminate will update and modernize in a flash.

    9. Update light fixtures

    Install new light fixtures or spray paint the old ones. Change that old chandelier out for a nice off-the-shelf fixture that sheds new light into the home. Remember to change the key areas in the main entry, living area, kitchen and bathrooms. If you have an old 80’s fixture, remove the glass, spray paint it and breathe new life into the space. Don’t forget ceiling fans. Spray paint those too, body and blades. Whether all white or a black body with white blades, the possibilities are virtually limitless.

    10. Update flooring

    Replace the carpet or flooring. If you have the funds, paint and carpet go a long way toward making a space look new and move-in ready. Even an entry grade carpet is better than dirty, dingy stains. Sheet vinyl or peel and stick is better than peeling old mauve vinyl from ’96!

    Antoinette Fargo is the co-founder and creative director of DOORA Collective + DOORA Design in Ventura, California.

    Posted in: Our Blog, Selling your home Tagged: preparing to sell your home, selling your home

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